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You can apply for a renewed right to study in order to complete your unfinished degree, if your studies in a Finnish university of applied sciences have ended not more than five years ago. The admission criteria for renewed right to study can be found from Xamk website at https://www.xamk.fi/en/education-and-degrees/applying/separate-application/renewed-right-to-study/ Handling fee for the application There is a handling fee of 50 euros charged for the application (Council of State Decree 932/2014 3 §). The fee is payed electronically when submitting the application. The fee is not refunded even if the application is not accepted. Instructions for the processing fee for payment https://ksamk.sharepoint.com/sites/Julkaisuintraan/Jaetut%20asiakirjat/Forms/Luokittain.aspx?id=%2Fsites%2FJulkaisuintraan%2FJaetut%20asiakirjat%2FGeneral%2FHakemuksen%20k%C3%A4sittelymaksun%20maksaminen%20s%C3%A4hk%C3%B6isell%C3%A4%20lomakkeella%5FENG%2Epdf&parent=%2Fsites%2FJulkaisuintraan%2FJaetut%20asiakirjat%2FGeneral Enclosures to application Enclose an up-to-date transcript of records in your application in pdf-form. Please have your transcript of records in electronic form and the information needed for making the network payment ready before filling in the application. The application, attachments and payment are all submitted at once and it is not possible to return to the application later. Finnish Student Health Service FSHS Students attending a university of applied sciences who are entitled to use the services of the Finnish Student Health Service (FSHS) (https://www.yths.fi/en/frontpage/) are required to pay a healthcare fee to Kela for each academic term. All students who are registered as attending for the current term and are studying for a Bachelor’s or Master’s degree are entitled to FSHS services. If you are entitled to FSHS services, you must pay the student healthcare fee. Also foreign students must pay the healthcare fee. You don’t have to pay the fee if you have social security coverage from another EU/EEA country or from Switzerland or the United Kingdom and you send the required document of it to Kela. You are not billed for the student healthcare fee but must make sure to pay it in OmaKela for each academic term. How to pay the student healthcare fee. (https://www.kela.fi/web/en/how-to-pay-the-student-healthcare-fee-in-higher-education)